What Are You Building Your Life On? The Question Behind a Sinking Skyscraper
Two Foundations | Ben Markham

Ben Markham • Lead Pastor
June 15, 2026

8 Minute Read

Jesus ended His most famous sermon with a story, and He did it on purpose. Stories stick in the brain in a way that lists of principles never do. So after teaching everything in the Sermon on the Mount, He gave His listeners a picture they would carry home: two builders, two houses, two foundations, and one storm that revealed the difference. The question that picture forces is simple and unavoidable. What are you building your life on?

This is the parable of the wise and foolish builders, and it is not a fairy tale. Jesus was teaching a real audience, sitting in a real place, at a real point in history. You can walk around the Sea of Galilee today and stand near where He likely gave this message. That matters, because His parables are rooted in the everyday world of the people listening, yet the truth inside them applies to every life in every century, including yours.

How a Parable Actually Works

A parable is a fictional story that carries a heavenly truth. It comes out of Jewish culture, where rabbis used these stories as a primary teaching device, and Jesus was a rabbi. What makes His parables distinct is that they are grounded in the context of His day while the principles inside them remain universally applicable. Once we understand what a story meant to its first hearers, we can take its truth and apply it to our own lives.

Parables also run on symbolism. As the story unfolds, you are meant to assign meaning to the characters and details. In this one, four symbols do the heavy lifting.

The builders represent us, you and me. After teaching all those remarkable things, Jesus is handing His listeners an invitation: you are going to build, and you will build either wisely or foolishly. The wise builder responds with faith and obedience. The foolish builder chooses to build life on his own terms.

The house represents the life you build. When most of us think about the life we have built, our minds go first to our children, our home, our car, our occupation. That is part of it. But Jesus is pointing at something deeper. The life you build includes who you have become. It includes your soul, your mind, and your heart, the seat of your emotions. You have a great deal of say in how that gets built, based on the decisions you make.

The foundation is the third symbol, and here the two builders finally diverge. Up to this point they are identical. The foundation represents the decisions we make in life. You could say the foundation is the teachings of Jesus or the principles of Scripture, and that is true, but only because you have to decide what you want your foundation to be made of. It can be built from the Word of God. It can be built from the teachings of Jesus. Either way, it is a decision that you make, and that decision becomes the foundation everything else rests on.

The storm is the fourth symbol. In Scripture, storms represent God's judgment. This passage can fairly be read as adversity too, since we have all weathered hard seasons that tested the integrity of what we had built. But the meaning most scholars reach for first is judgment, and judgment in Scripture is God's testing and examining of us. The foundation you have built your life on will be inspected. We will all stand before the Lord, and in this lifetime our foundations will, in fact, be tested.


What Both Builders Have in Common

It is tempting to read this as a story about a good man and an evil man, but Jesus does not frame it that way. It is not good versus evil. It is wise versus foolish. He is not questioning anyone's motives. He is pointing to the outcome. And before the outcomes split apart, the two builders share a striking amount of common ground.

First, both builders listen. Jesus says those who hear His words and do them are wise, and those who hear His words and do not do them are foolish. Notice that both of them heard. The foolish builder is not ignoring Jesus. He is simply choosing something different. There seems to be greater consequence for the person who has heard the teaching of Jesus and then decides what to do with it.

This is worth sitting with honestly. Inside the church we can be quick to judge those we consider to be outside of it. But have those people even heard the teachings of Jesus? They may not be as foolish as we assume. There can be far more fools inside the church, people who have heard everything Jesus said and still choose to build their lives on something else. That is real, and it is something we have to face.

Second, both builders build a house. You do not actually get a choice about whether to build. Everyone builds one. Every single person constructs a life, and every single life rests on a foundation. The question was never whether you would build. The question is what you are building on.

Third, both builders face the storm. When Jesus speaks of a storm in Israel, there are people in His audience who know exactly what that means. The storms of Israel, on the Sea of Galilee and elsewhere, can be sudden, dramatic, and devastating. Nobody in earshot imagined they were exempt. Neither are we.


A Modern Tower Built on the Wrong Foundation

There is a famous building most people can name from a single phrase: the Leaning Tower of Pisa. People travel there every year for the photo where they pretend to hold it up. It leans because its foundation was weak and it settled on a tilt, just not far enough to fall.

Far fewer people have heard of the leaning tower of San Francisco. The Millennium Tower is a 58-story luxury residential building in downtown San Francisco. Construction was completed in 2009. It cost around 600 million dollars to build, and the developers sold roughly 750 million dollars worth of space, so they did very well. One residence sold for around 13 million dollars. This was the premier place to live downtown. Hall of Fame quarterback Joe Montana bought a place there.

Seven years in, in 2016, the residents received a letter inviting them to a meeting, where they were informed that the building was sinking and tilting in a way no one had expected. It was supposed to settle four or five inches over about twenty years. Instead it had moved roughly sixteen inches in seven years, and it kept going, tilting more and more on its northwest corner. By 2023 the tilt had reached around 29 inches. On a building that size that may not sound like much, but it is enough that a marble set on the floor would roll, and some of these people live 58 stories up.

So engineers had to diagnose what went wrong. Downtown San Francisco is essentially built on about 200 feet of sand, which compresses and hardens the deeper you go, with bedrock roughly 200 feet down. Some buildings drilled all the way to bedrock. The Millennium Tower did not. Its builders sank pylons only 60 to 90 feet down, deep enough to support a smaller structure, but not a tower of that scale. Fixing it took around 100 million dollars and a multiyear effort to reach lower, reinforce the supports, and begin leveling it out. Engineers do not believe it will ever be perfectly level, but they do believe it is now repaired.

The builders made the same mistake as the foolish builder in the parable. They chose a foundation that could not carry the house they were determined to build. And just like them, we have a choice to make about the foundation we are going to build our lives on.


How to Inspect the Foundation of Your Life

The invitation in this parable is not to admire the architecture. It is to inspect your own foundation before the storm does it for you. That is the wise builder's advantage. He did not avoid the storm; he prepared for it by building on rock while there was still time to choose.

So take the question seriously. Ask the Lord to examine the foundation you have built your life on, and the one you are building right now. Is it resting on the teachings of Jesus and the principles of His Word, or on terms of your own making that have never been tested by anything heavier than fair weather? The marble has not started rolling yet for most of us. That is precisely why now is the time to look.

You are going to build a house. You cannot opt out of that. You will face a storm, and you cannot opt out of that either. The only thing left to decide is the one thing that determines everything else. What are you building your life on?

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June 15, 2026 • 8 Minute Read
What Are You Building Your Life On? The Question Behind a Sinking Skyscraper
Jesus ended His most famous sermon with a story, and He did it on purpose. Stories stick in the brain in a way that lists of principles never do. So after teaching everything in the Sermon on the Mount, He gave His listeners a picture they would carry home: two builders, two houses, two foundations, and one storm that revealed the difference. The question that picture forces is simple and unavoidable. What are you building your life on? This is the parable of the wise and foolish builders, and it is not a fairy tale. Jesus was teaching a real audience, sitting in a real place, at a real point in history. You can walk around the Sea of Galilee today and stand near where He likely gave this message. That matters, because His parables are rooted in the everyday world of the people listening, yet the truth inside them applies to every life in every century, including yours. How a Parable Actually Works A parable is a fictional story that carries a heavenly truth. It comes out of Jewish culture, where rabbis used these stories as a primary teaching device, and Jesus was a rabbi. What makes His parables distinct is that they are grounded in the context of His day while the principles inside them remain universally applicable. Once we understand what a story meant to its first hearers, we can take its truth and apply it to our own lives. Parables also run on symbolism. As the story unfolds, you are meant to assign meaning to the characters and details. In this one, four symbols do the heavy lifting. The builders represent us, you and me. After teaching all those remarkable things, Jesus is handing His listeners an invitation: you are going to build, and you will build either wisely or foolishly. The wise builder responds with faith and obedience. The foolish builder chooses to build life on his own terms. The house represents the life you build. When most of us think about the life we have built, our minds go first to our children, our home, our car, our occupation. That is part of it. But Jesus is pointing at something deeper. The life you build includes who you have become. It includes your soul, your mind, and your heart, the seat of your emotions. You have a great deal of say in how that gets built, based on the decisions you make. The foundation is the third symbol, and here the two builders finally diverge. Up to this point they are identical. The foundation represents the decisions we make in life. You could say the foundation is the teachings of Jesus or the principles of Scripture, and that is true, but only because you have to decide what you want your foundation to be made of. It can be built from the Word of God. It can be built from the teachings of Jesus. Either way, it is a decision that you make, and that decision becomes the foundation everything else rests on. The storm is the fourth symbol. In Scripture, storms represent God's judgment. This passage can fairly be read as adversity too, since we have all weathered hard seasons that tested the integrity of what we had built. But the meaning most scholars reach for first is judgment, and judgment in Scripture is God's testing and examining of us. The foundation you have built your life on will be inspected. We will all stand before the Lord, and in this lifetime our foundations will, in fact, be tested. What Both Builders Have in Common It is tempting to read this as a story about a good man and an evil man, but Jesus does not frame it that way. It is not good versus evil. It is wise versus foolish. He is not questioning anyone's motives. He is pointing to the outcome. And before the outcomes split apart, the two builders share a striking amount of common ground. First, both builders listen. Jesus says those who hear His words and do them are wise, and those who hear His words and do not do them are foolish. Notice that both of them heard. The foolish builder is not ignoring Jesus. He is simply choosing something different. There seems to be greater consequence for the person who has heard the teaching of Jesus and then decides what to do with it. This is worth sitting with honestly. Inside the church we can be quick to judge those we consider to be outside of it. But have those people even heard the teachings of Jesus? They may not be as foolish as we assume. There can be far more fools inside the church, people who have heard everything Jesus said and still choose to build their lives on something else. That is real, and it is something we have to face. Second, both builders build a house. You do not actually get a choice about whether to build. Everyone builds one. Every single person constructs a life, and every single life rests on a foundation. The question was never whether you would build. The question is what you are building on. Third, both builders face the storm. When Jesus speaks of a storm in Israel, there are people in His audience who know exactly what that means. The storms of Israel, on the Sea of Galilee and elsewhere, can be sudden, dramatic, and devastating. Nobody in earshot imagined they were exempt. Neither are we. A Modern Tower Built on the Wrong Foundation There is a famous building most people can name from a single phrase: the Leaning Tower of Pisa. People travel there every year for the photo where they pretend to hold it up. It leans because its foundation was weak and it settled on a tilt, just not far enough to fall. Far fewer people have heard of the leaning tower of San Francisco. The Millennium Tower is a 58-story luxury residential building in downtown San Francisco. Construction was completed in 2009. It cost around 600 million dollars to build, and the developers sold roughly 750 million dollars worth of space, so they did very well. One residence sold for around 13 million dollars. This was the premier place to live downtown. Hall of Fame quarterback Joe Montana bought a place there. Seven years in, in 2016, the residents received a letter inviting them to a meeting, where they were informed that the building was sinking and tilting in a way no one had expected. It was supposed to settle four or five inches over about twenty years. Instead it had moved roughly sixteen inches in seven years, and it kept going, tilting more and more on its northwest corner. By 2023 the tilt had reached around 29 inches. On a building that size that may not sound like much, but it is enough that a marble set on the floor would roll, and some of these people live 58 stories up. So engineers had to diagnose what went wrong. Downtown San Francisco is essentially built on about 200 feet of sand, which compresses and hardens the deeper you go, with bedrock roughly 200 feet down. Some buildings drilled all the way to bedrock. The Millennium Tower did not. Its builders sank pylons only 60 to 90 feet down, deep enough to support a smaller structure, but not a tower of that scale. Fixing it took around 100 million dollars and a multiyear effort to reach lower, reinforce the supports, and begin leveling it out. Engineers do not believe it will ever be perfectly level, but they do believe it is now repaired. The builders made the same mistake as the foolish builder in the parable. They chose a foundation that could not carry the house they were determined to build. And just like them, we have a choice to make about the foundation we are going to build our lives on. How to Inspect the Foundation of Your Life The invitation in this parable is not to admire the architecture. It is to inspect your own foundation before the storm does it for you. That is the wise builder's advantage. He did not avoid the storm; he prepared for it by building on rock while there was still time to choose. So take the question seriously. Ask the Lord to examine the foundation you have built your life on, and the one you are building right now. Is it resting on the teachings of Jesus and the principles of His Word, or on terms of your own making that have never been tested by anything heavier than fair weather? The marble has not started rolling yet for most of us. That is precisely why now is the time to look. You are going to build a house. You cannot opt out of that. You will face a storm, and you cannot opt out of that either. The only thing left to decide is the one thing that determines everything else. What are you building your life on?

Ben Markham

Lead Pastor

June 8, 2026 • 8 Minute Read
Am I Really Saved? 3 Questions Jesus Asks to Check Your Faith
Is Christianity something we talk about, or is it something that transforms us from the inside out? You can have all the right things. You can quote all the right verses. I once knew a man in prison who had memorized the Bible, who could recite any verse you could think of, and yet he lived like the devil. It made me want to ask him, what is wrong with you? That contradiction is exactly what Jesus confronts in one of the most unsettling passages He ever spoke. It is possible to have eternal language without having eternal life. If you have ever lain awake wondering whether your faith is the real thing or just religious habit, you are asking the question Jesus wanted His followers to ask. The Scariest Verse in the Bible In the Sermon on the Mount, Jesus shifts His warning. First He says, beware of false prophets, do not be deceived by others. Then the danger moves closer to home: beware of deceiving yourself. The threat is no longer out there with someone else. It is the possibility that you could be a false disciple without knowing it. Here is the text. Not everyone who says to Me, "Lord, Lord," will enter the kingdom of heaven, but the one who does the will of My Father who is in heaven (Matthew 7:21). I have said before that I have never met anyone with Matthew 7:21-23 tattooed on their arm. My wife has taken me to Hobby Lobby plenty of times, and I have never seen this one hanging on the wall. No church picks it as the verse of the year. Yet I believe these are the heaviest verses in the entire Sermon on the Mount. Notice who Jesus is talking to. He is not addressing skeptics, atheists, agnostics, or people who hate God. How do we know? Because these people call Him Lord, Lord. Throughout Scripture, when a name is doubled, there is passion and intensity behind it: Samuel, Samuel; Abraham, Abraham; Martha, Martha, when Mary sat at His feet while her sister cleaned the house in a frenzy. The doubled Lord, Lord carries that same emotional weight. These are religious people. Church people. People who know spiritual things, who use spiritual language, who sing the songs and say amen at the end. That is what makes this passage so terrifying. There are people who are convinced everything is fine between them and God, and they are deceived. So let me offer three questions to help us examine ourselves.Subscribe To These Posts Life or Lips: Is Your Faith Real or Just Talk? The first question is simple. Life or lips? These people are saying Lord, Lord out loud, which tells us something important. Their faith was public, not private. If you tell me you have a private faith, I would gently push back: there is no such thing. Faith is deeply personal, but it is never private. It is a public confession. Young people, hear this next part especially. God does not have grandchildren. He only has children. You cannot ride in on someone else's relationship. You have to come on your own. You need your own baptism moment, your own public confession, your own spot where you declare Jesus as Lord and are born again. It is not what your parents did or what someone else did. It is what you do with your own faith. There is a verse that goes right alongside this. If you confess with your mouth that Jesus is Lord and believe in your heart that God raised Him from the dead, you will be saved (Romans 10:9). You have to speak it. You cannot hold it as a secret. But Paul does not stop at the mouth. Something also has to happen in the heart. That is exactly what Jesus is exposing. You can confess something with your lips, but if it never drops two feet down into your heart, it is probably not real. It is a religious thing, not a living thing. So the question stands. Is your Christianity something you talk about, or something that transforms you from the inside out? This is why God says throughout the Old Testament that He is not after your animal sacrifices or your religious festivals. He wants your heart. A transformed heart leads to a transformed life. It is heart transformation, not behavior modification. God is never impressed with empty religion. He calls it whitewashed tombs and dead men's bones. What He wants is a relationship. Religion or Relationship: What Are You Bringing to Jesus? That leads to the second question. Religion or relationship? Look at verse 22: on that day, many will say to Me. Pause on that word many. Last week we saw that many are on the broad road. Now we hear that many will say Lord, Lord. So there are many people on the broad road who are convinced they are on the narrow one. That tension should sober us. Watch what they bring to Jesus. Lord, Lord, did we not prophesy in Your name, and cast out demons in Your name, and do many mighty works in Your name? When we see people like this, we tend to think they must be men and women of God. They read Scripture from the stage. They share an impressive insight in small group. But notice what they present to Jesus: not their surrender, not their faith, not their obedience, not their trust. They bring a list. And religion loves a list. For us today, that list might sound like this. Lord, I went to church. I did my devotions. I posted a Bible verse on Instagram. I set up my tithing. I served in kids ministry once this month. I made it to small group a couple of times. Check, check, check. We can stack up accolades, but the gospel goes deeper than that. Jesus is not asking for your activity. He is asking for your heart. We are not saved by works. We are saved by faith. How a Marriage Explains the Difference In a couple of months, my wife Amy and I will celebrate 23 years of marriage. She is the hero of our story, not me. But I will be honest about something. When I asked her to marry me, I had no clue what I was doing. I was 22, my brain was not fully developed, and I barely knew her. I saw a good thing and I knew enough to grab it, but I did not really understand what marriage meant. I said I do, she said I do, and we received our titles: husband and wife. Here is the truth I love telling. I love that woman more today than the day I married her, and I loved her deeply on that day. My hope is that when people see me, they catch a glimpse of her, and when they see her, they catch a glimpse of me. I want the same thing said about Jesus. I want to love Him more today than the day I first got on my knees and surrendered to Him. And I want people to see Him when they see me. Because here is the point. You can have all the titles. You can have the marriage certificate, the house, the cars, the family photos, the anniversary posts, and still have a dead marriage with no real relationship. Why? A title does not create intimacy. A relationship does. Intimacy is built by knowing each other over years, sacrificing for one another, covering each other with grace, being patient, and seeing God work over time. That is what Jesus is getting at. You can have all the right words and all the religious activity and still miss Him entirely. He never signed us up for a religious arrangement. He signed us up for a passionate, living relationship. It is the very reason He died for sinners, to bring us into a relationship with God and make us one with Him. How Do I Know If I'm Really Saved? If these questions stir something uneasy in you, that is not a reason for despair. It is an invitation. The fact that you care whether your faith is real is itself a hopeful sign that God is at work in your heart. The people Jesus warns about were not worried at all. They were confident right up until the end. So ask yourself honestly. Life or lips: has your confession dropped from your mouth down into your heart, or is it only language? Religion or relationship: are you bringing Jesus a list of accomplishments, or are you bringing Him yourself? You do not have to bring a perfect record. You only have to bring your heart, surrendered and His. That is where real life begins. Not in saying the right words or checking the right boxes, but in knowing and being known by the One who gave Himself for you. If you have never made that personal, public confession, today is the day to stop talking about Jesus and start belonging to Him.

DJay Akers

Discipleship Pastor